A Friendly Guide to Turkish Real Estate Terminology
If you’re thinking about buying property in Turkey, it’s important to understand some key real estate terms. While the process can seem complex, getting familiar with these terms will make things much easier and help you feel more confident as you explore the market. Here’s a simple guide to Turkish real estate terminology that every buyer should know.
1. Tapu (Title Deed)
The Tapu is one of the most important documents you’ll come across when buying property in Turkey. It’s the official title deed that proves you are the legal owner of the property. The Tapu includes details like the owner’s name, property location, size, and type (residential, commercial, etc.). Make sure to get this document checked by a legal expert before finalizing any purchase.
2. Kat Mülkiyeti (Condominium Ownership)
This term is essential if you’re buying an apartment. Kat Mülkiyeti refers to the individual ownership of a specific apartment within a building. It confirms that your apartment is legally registered and has its own separate title deed. This is different from Kat İrtifakı, which means that the apartment is still under construction and hasn’t been fully registered yet.
3. Emlakçı (Real Estate Agent)
An Emlakçı is a real estate agent or broker who helps you find and purchase property. They can show you different properties, arrange viewings, and guide you through the buying process. It’s common for the emlakçı to charge a commission, which is usually a percentage of the property’s sale price.
4. DASK (Compulsory Earthquake Insurance)
DASK stands for Doğal Afet Sigortaları Kurumu and is a compulsory insurance policy in Turkey. It covers damages caused by earthquakes and is required by law when buying property. Without DASK, you won’t be able to get the Tapu in your name.
5. Tapu Harcı (Title Deed Fee)
When you purchase property, you’ll need to pay the Tapu Harcı, which is the title deed transfer fee. This is usually around 4% of the property’s sale price and is shared equally between the buyer and the seller, although sometimes the buyer may cover the entire amount.
6. Iskan (Habitation Certificate)
The Iskan is a habitation certificate that confirms the property is suitable for living and meets all legal requirements, such as construction standards and zoning laws. Without an Iskan, the property may not have utilities like water and electricity connected, so it’s important to ensure this document is in place.
7. Arsa (Plot)
Arsa refers to a plot of land specifically zoned for construction. If you’re interested in buying a plot to build a home or commercial property, understanding the zoning laws and regulations associated with arsa is crucial. Not all plots are zoned for the type of building you may have in mind, so make sure the arsa is suitable for your intended purpose.
8. Arazi (Land)
Arazi is a broader term that refers to land in general, including agricultural land, forests, or any large piece of land that may not be zoned for construction. If you’re considering purchasing land for farming or other non-residential purposes, arazi is the term to know.
9. Konut (Residential Property)
Konut is the general term for residential property, including apartments, houses, and villas. When searching for property listings, you’ll often see this word used to describe homes.
10. Satılık (For Sale)
Satılık means “for sale.” You’ll see this word on signs, websites, and advertisements for properties that are available to purchase.
11. Kira (Rent)
Kira means “rent” in Turkish. If you’re not ready to buy but are considering renting first, this is the term to look for when searching for rental properties.
12. Kelepir (Bargain or Below Market Value)
Kelepir refers to a property that is considered a bargain, usually because it’s priced below market value. These properties might need some renovation or may be sold quickly due to the owner’s circumstances. Finding a kelepir can be a great opportunity for buyers looking to make a good investment.
Flat Types in Turkey
When searching for an apartment in Turkey, you’ll come across different types of flats. Here are some common terms:
13. Stüdyo Daire (Studio Apartment)
A Stüdyo Daire is a studio apartment, typically a small, single-room living space that combines the bedroom, living area, and kitchen into one room.It is usually between 30-50 m2. It’s a popular choice for singles or young professionals looking for an affordable and easy-to-maintain living space.
14. Daire (Apartment/Flat)
Daire is the general term for an apartment or flat. Daireler (plural for daire) come in various sizes, from one-bedroom apartments to large multi-room flats. They are the most common type of residential property in Turkish cities.
15. Dublex (Duplex Apartment)
A Dublex apartment is a two-story flat within a building. The living and dining areas are typically on the lower level, while bedrooms are upstairs. Dublexes are ideal for families who need more space but still want to live in an apartment setting.
16. Triplex (Triplex Apartment)
A Triplex is a three-story apartment, similar to a duplex but with an additional floor. These are usually larger and more luxurious, offering plenty of space for large families or those who want extra rooms for offices or guest accommodations.
17. Villa
While not a flat, a Villa is a common residential property type in Turkey, especially in coastal and suburban areas. Villas are standalone houses that often come with gardens and private pools. They offer more privacy and space compared to apartments.
Understanding Turkish real estate terms
Understanding Turkish real estate terms is key to making your property search in Turkey smoother and more enjoyable. Whether you’re buying a cozy stüdyo, a spacious dublex, or a luxurious villa, knowing these terms will help you make informed decisions and communicate more effectively with real estate agents and sellers. As you explore your options, this guide will be your handy companion, making the process a little easier and a lot more familiar.
